Poonam Management

Services Provided To Banks & Nbfc Clients

Poonam Management & Services Pvt Ltd, a powerhouse in RCU and FI investigations. Spanning across Rajasthan, Gujarat, Haryana, Delhi, and Chandigarh, our services are defined by quality, precision, and timely reporting. Our mission is simple: deliver top-notch investigative reports within the stipulated TAT and ensure impeccable quality.

We believe in the power of knowledge and training, hence we conduct monthly sessions for both backoffice and field teams, ensuring everyone stays at the top of their game.

10+ Years of Experience

Identifying and Preventing Loan Fraud in the Market.

The Risk Control Unit (RCU) is a specialized team or function within banks and NBFCs (Non-Banking Financial Companies) that focuses on identifying, assessing, and mitigating risks—especially fraud-related risks—before they impact the institution.

- Pre-sanction checks:

Verifies borrower credentials before loans are approved.

- Post-sanction monitoring:

Keeps an eye on disbursed loans to detect early warning signs of fraud or default.

- Field investigations:

Conducts site visits to verify borrower claims, collateral, and business operations.

- Data analysis:

Uses analytics to detect suspicious patterns or inconsistencies in transactions.

3 BRANCHS SIKAR-JAIPUR-AHEMDABAD

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Our Vision

Innovation

Harnessing advanced technologies and methodologies to continuously improve our services.

Client-Centric Approach

Building lasting relationships with clients by understanding and exceeding their expectations..

Employee Empowerment

Creating a work environment that fosters growth, learning, and motivation for our team.

Sustainable Practices:

Integrating environmentally sustainable practices into our operations.

Our Mission

Improved Service Quality:

Continuously refine our investigative processes to deliver the highest quality reports.

Timely Reporting:

Ensure all reports are delivered within the stipulated TAT without compromising on detail and accuracy.

Technological Advancements:

CIntegrate advanced technologies to streamline operations and increase efficiency.

Data Security

Maintain the highest standards of data protection through our robust security measures.

Check Our Rcu Process

Risk Identification

RCUs proactively detect potential threats—be it fraud, regulatory breaches, or operational anomalies—before they escalate into larger issues.

Risk Assessment

They evaluate the severity and likelihood of identified risks, helping prioritize which threats require immediate attention.

Risk Mitigation

RCUs design and implement strategies to reduce or eliminate risks, such as tightening controls, enhancing verification processes, or updating internal policies.

Monitoring and Reporting

Continuous surveillance of transactions and operations allows RCUs to flag suspicious activities. They also generate reports for internal stakeholders and regulators.

Compliance and Governance

Ensuring adherence to legal, regulatory, and internal standards is a core responsibility. RCUs help maintain a culture of compliance across the organization.

Discovery & Analysis

We receive data via email and conducted a comprehensive analysis of the client's requirements based on predefined triggers."

Allocation

We utilize our highly secure web portal for efficient data management, and upon completing the analysis, we proceed with the allocation process.

Finding and investigation

To ensure timely and accurate findings, our on-roll employees execute investigations following a rigorous and structured framework.

Evaluation & Reporting

The report drafting process commences upon the completion of the field investigation, and the draft is subsequently subjected to a detailed quality check."